Introduction

Start here to understand what AinePay does, how the payment flow works, and why the non-custodial design matters before you begin integration work.

What is AinePay

AinePay is a merchant payment infrastructure for accepting stablecoin payments through hosted checkout or API-based integration. Its core positioning is not just crypto payments, but a verifiable, non-custodial payment flow that merchants can understand, audit, and operate.

How AinePay works

AinePay sits between merchant order systems and on-chain payment settlement. Its role is to standardize order creation, address assignment, ledger bookkeeping, callback notification, and collection flow, while keeping the final destination of merchant funds predictable and deterministically directed to merchant-designated addresses without taking custody of merchant funds.

Why non-custody

Merchants do not need to rely on trust. Cryptography-based smart contract mechanisms protect fund safety throughout the payment flow, which lowers the barrier to payment integration and makes it practical for even very small businesses to operate globally without worrying about overly high access costs.

For the detailed non-custodial model, see the Non-Custodial section.